About Our Services
Credit Consulting and Education
America's Credit Doctor's professional staff will share its extensive knowledge with you to proactively improve your credit rating and help keep it there.
Credit Restoration
Using our specialized knowledge and experience America's Credit Doctor assists you in improving your credit score, thereby increasing your credit worthiness and saving you money, time, and giving you peace of mind.
Mortgage Assistance
Mortgage companies send home buyers to America’s Credit Doctor.com to assure their credit is in the best possible order. This insures the lowest interest rates for their clients, saving them thousands of dollars over the life of the loan. Our Mortgage Affiliates are among the best in the industry. America’s Credit Doctor Loan Placement Program will match you up with the best mortgage to fit your needs.
Free Case Assessment with a Personal Credit Advisor.
Every client at America's Credit Doctor has a Personal Credit Advisor assigned to them. Your PCA assess your case and will assist you throughout the consultation.
Custom Service Plan Options
During your FREE assessment an exact price and payment plan for your situation will be determined. We are very flexible. America's Credit Doctor has the tools to achieve the fastest results possible. We understand everyone's situation is unique to them. With our proven strategies and experience, we can legally and efficiently remove inaccurate or obsolete items from your credit reports, including:
- JudgmentsA court act creating or affirming an obligation, such as a debt./LiensThe right to take and hold or sell the property of a debtor as security or payment for a debt or duty.
- CollectionsA creditors' unpaid or past-due accounts.
- RepossessionsTo reclaim possession of for failure to pay installments due.
- Charge-offsAction of transferring accounts deemed uncollectible to a category such as "bad debt" or "loss." Such accounts will usually continue to be pursued by collectors, but are no longer considered part of a company's receivable or profit picture because they are unlikely to be repaid in full.
- ForeclosuresWhen a debtor fails to meet his obligations to pay back a loan the lender can take back possession of any property (such as a house) used to secure repayment for the loan. Foreclosure refers to the lenders legal action to take possession of the property.
- BankruptciesThe state of being actually or legally bankrupt.
- Late PaymentsA delinquent payment; a failure to deliver a loan or debt payment on or before the time agreed.
- Identity Theftthe co-option of another person's personal information (e.g., name, social security number, credit card number, passport) without that person's knowledge and the fraudulent use of such knowledge Or: the stealing of a person's financial information, esp. credit cards and Social Security number, with the intention of using that data to commit fraud and create a phony persona./FraudA deception deliberately practiced in order to secure unfair or unlawful gain.
